Suite 3, 134-136 Cambridge St, Collingwood Vic 3066
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Highton

Loan Purpose
First Home Purchase
Hurdle
Probation Employment
Loan to Value Ratio
86%
Lender
2nd Tier

Purchase First Home

86% LVR | First Home Guarantee Scheme | Probation Period Approved

 

Background

Duo Finance arranged a home loan for a first home buyer in Highton, Victoria. The client was employed full-time but still within their probationary period — a common hurdle for many lenders. By leveraging the VIC First Home Guarantee Scheme and working with a flexible 2nd tier lender, Duo Finance was able to secure the finance needed to make home ownership a reality.

The Deal

  • Location: Highton, VIC
  • LVR: 86%
  • Loan Type: First Home Purchase
  • Lender: 2nd Tier


The Win

  1. Approval During Probation with full-time employment.
  2. Access to VIC First Home Guarantee to reduce deposit requirements, no mortgage insurance and competitive interest rate priced as if they were borrowing 80%.
  3. Smooth Path to Ownership with a supportive 2nd tier lender.


Duo Finance delivered a tailored lending solution that overcame the probationary employment hurdle, enabling the client to secure their first home with confidence. By using the VIC First Home Guarantee Scheme and a lender open to real-world employment scenarios, the client was able to step into home ownership sooner.

Duo Finance continues to support first home buyers with smart, accessible lending strategies that make the dream of owning a home achievable.

Get in touch for a confidential discussion