Home & Investment Loans

Every bank and lender has different lending policies. This can be the difference between getting your loan approved or declined, or obtaining sufficient finance to realise your plans.

How we help secure home and investment loans

We structure your loan application with a bank/lender that will support your loan requirements. We advise on the most suitable loan product with the loan features important to you, in line with your requirements and objectives.

Home & Investment Loans

Loan Purpose

First Home Buyers
This will most likely be the biggest purchase you will have made at this stage of your life. Duo will be there to guide you at every step of the way when buying your first home.
Debt Consolidation
If you have existing consumer debts (personal loan, credit cards etc), we can review those facilities and potentially consolidate everything into the home loan, saving you overall with lower interest repayments.
Home Loan
We can assist with your lending requirements as your life circumstances change. Whether you’re looking to upgrade your home to accommodate your growing family’s needs, build your dream home, relocate to suit your desired lifestyle or even to downsize. , we’ve got you covered.
Borrow Additional Funds
Looking to renovate your home, have a holiday, buy a new car, or free up some cash? We may be able to help you use equity in your home to borrow additional funds.
Refinance
Our priority is to ensure that your home and/or investment loan(s) are best suited for your needs – and that your interest rate and fees are competitive with similar products available.
Property Investment
Do you currently have investment properties or are you planning to buy an investment property? It is crucial to get the loan structure right from an overall tax perspective as it also impacts how much you can borrow. Duo can help.

Let’s make your next move a smart one

Speak with a lending expert who gets where you’re coming from—and where you’re headed.

The DUO Process

For the full detailed DUO process, view and download here.

Discovery

1. Initial meeting to fully understand your requirements

2. Review personal, business and financial information

3. Feedback following review and verify any relevant information

Market research

4. Marketplace analysis of potential lending options and solutions; meet with key lenders to discuss/negotiate options

5. Complete the Finance Report/Credit Proposal for submission to the lender/s

6. Provide recommendations to client and obtain client acceptance

Formal submission

7. Submit finance application to lenders and obtain formal offers/expressions of interest for your review.

8. Obtain formal approval & accept loan agreement

Ongoing support

9. Prepare for settlement of finance

10. Ongoing support and loan management

Finance Arranged by Duo

Loan Purpose
Investment
Repayments
Interest Only
Term
3 Years
Lender
Major
Loan Purpose
Truck Purchase
Term
5 Years
% Balloon
0%
Lender
Major
Loan Purpose
Construction Loan
Hurdle
Interest Capitalised
Loan to Value Ratio
70%
Lender
Non-Bank
Loan Purpose
Investment
Repayments
Interest Only
LVR
80%
Lender
Major
Loan Purpose
Investment
Repayments
Interest Only
LVR
80%
Lender
Major
Loan Purpose
Debt Re-structure and Acquisition
Cash Flow
Unsecured Lending
Franchises
Multi-site
Lender
Non-Major
Loan Purpose
Refinance Home & Buy Investment
Loan to Value Ratio
80%
Equity
Equity Release for Deposit
Lender
Major
Loan Purpose
Debt Re-structuring
Cash Flow
Unsecured Lending
Venues
Multi-site
Lender
Major
Loan Purpose
Family Home Purchase
Hurdle
Sell Home Simultaneously
Loan to Value Ratio
80%
Lender
Major Bank
Loan Purpose
Commercial Property Investment
Hurdle
Complex Structure
Loan to Value Ratio
65%
Lender
Major
Loan Purpose
Home Refinance
Key Highlight
Debt Consolidation
Loan to Value Ratio
80%
Lender
Major Bank
Loan Purpose
Debt Re-structuring
Cash Flow
Unsecured Lending
Venues
Multi-site
Lender
Major
Loan Purpose
Investment Property
Hurdle
Borrowing Power
Loan to Value Ratio
75%
Lender
2nd Tier
Loan Purpose
Commercial Property Investment
Loan Term
30 Years
Loan to Value Ratio
55%
Lender
Non-Major
Loan Purpose
First Home
Hurdle
Probation Employment
Loan to Value Ratio
86%
Lender
2nd Tier
Loan Purpose
Business purchase
Cash Flow
Unsecured lending
Franchises
Multi-site operator
Lender
Non-major
Testimonial

Don’t take our word for it. Hear from our clients.

"Thank you for your incredible work in helping us secure the right finance option for our complex commercial lending requirements"
ACKKA Developments Pty Ltd
"Duo Finance's process was very simple. They did all the research and got us the best interest rate deal/bank that suited us."
Carrissa Howman
"What an impeccable experience. They are attentive, patient, prompt and above all willing to go above and beyond to help their clients."
Trung Nguyen

Get in touch for a confidential discussion