Home loans decoded: The hidden costs of buying a house
When getting ready to apply for a home loan, there are additional costs that some people may not know about that can add up very quickly. Many buyers think they only require a minimum of 5 per cent of the total purchase price when applying for a home loan. This is forgetting that the lender’s […]
Self-Managed Super Funds (SMSF) and borrowing
SMSF, what is it? SMSF stands for Self-Managed Superfund. As they name suggests, Self-Managed Superfund provides you the control over your super and the investments it makes. With that said, its important you seek the expert advice of an experienced Financial Advisor to help guide you and ensure you are aware of the opportunities and […]
Why use a finance broker?
You might be asking why you should engage a broker – isn’t that an added cost, when you can approach the bank yourself? There are four key reasons why using a broker will benefit you: choice, time, money and confidence. Put them all together and you’ve got a holistic solution that will deliver the results […]
Asset finance explained: How to get what you need to get ahead
Asset finance can help reduce a business’ initial outlay, while you acquire what your venture needs to get to scale. Duo Finance can help!
A Simple Guide to Small Business loans
Most small businesses use finance when they’re starting out. Access to small business loans can also help you manage your cash flow, cover unexpected expenses and purchase the equipment you need to grow. Different small business loans are designed for different circumstances, so it’s important to find one that meets your needs in a cost-effective […]
Landing a home loan while self-employed
What are the most common home loans for self-employed people? Most self-employed people we see for home loans are not first-time buyers – rather, they are typically sophisticated upgraders. They are higher income earners who are looking to buy larger homes or investment properties, to reap the rewards of their successful business. They are savvy, […]
Debt restructuring and what you need to know
Debt restructuring is a process wherein businesses reduce, re-align or renegotiate their debts in order to improve or restore liquidity and assist business continuity and/or growth. It involves careful planning and focus on the road ahead – for example, considering what your business might look like post-COVID, and whether you have the right finance and […]