Business Finance

Access to Business Finance is essential to SME businesses. It allows them to expand into other markets, acquire new equipment and support ongoing working capital requirements. Your success is our success – with Duo Finance, you’ll be able to take advantage of exciting opportunities with confidence.

How we help business owners

Business Finance can be the difference between success and failure. Having access to the right finance when you need it is vital – without the right guidance and understanding of lending requirements, navigating this area can be a frustrating, confusing process.

Business Finance

Loan Purpose

Working capital
Eamonn Keogh is the co-founder of Duo Finance. His banking career started in 2004 after leaving the health and fitness industry to join ANZ where he spent 5 years before moving on to Westpac to continue working in Business & Commercial Banking
Business expansion
Whether you are looking to add an existing business to the mix, set up a new office or establish a brand-new venture from scratch. Maybe its finance to buy that bigger premises or additional stock, Duo can assist in providing you various solutions.
Business purchase
Obtaining finance to buy a business can be very challenging for many reasons. It requires careful due diligence and expertise in sourcing the appropriate finance and terms relevant to industry, gearing, future outlook etc. Our expertise can help you secure that next opportunity with a solution that gives you comfort moving forward.
New equipment or vehicles
Purchasing new equipment, vehicles, or machinery is an essential part of many businesses and there future growth. For this reason, it is important you know what is available to you when considering a lease arrangement and to have multiple options. Leases can provide great cash flow and tax benefits depending on your situation.
Debt structuring
Access to finance is the main priority for many business owners. What can sometimes be overlooked, is the structure of the finance obtained. This is just as important when considering your options as the wrong structure can create longer term issues for the business and its owners. We can assist you in obtaining the right finance structure.
Purchasing Stock
Depending on your cash flow cycle, sufficient cash is not always readily available to buy the stock you need, let alone capitalise on pricing benefits for buying in bulk. Lack of cash can prevent you adding that new product line to your business. Fortunately, there are various solutions available that can assist you in this area.

Let’s Finance Your Next Business Move

Speak with our team today and discover a tailored solution to help your business grow.

The DUO Process

For the full detailed DUO process, view and download here.

Discovery

1. Initial meeting to fully understand your requirements

2. Review personal, business and financial information

3. Feedback following review and verify any relevant information

Market research

4. Marketplace analysis of potential lending options and solutions; meet with key lenders to discuss/negotiate options

5. Complete the Finance Report/Statement of Credit Assistance for submission to the lender/s

6. Provide recommendations to client and obtain client acceptance

Formal submission

7. Submit finance application to lenders and obtain formal offers/expressions of interest for your review.

8. Obtain formal approval & accept loan agreement

Ongoing support

9. Prepare for settlement of finance

10. Ongoing support and loan management

The DUO Process

For the full detailed DUO process, view and download here.

Discovery

1. Initial meeting to fully understand your requirements

2. Review personal, business and financial information

3. Feedback following review and verify any relevant information

Market research

4. Marketplace analysis of potential lending options and solutions; meet with key lenders to discuss/negotiate options

5. Complete the Finance Report/Statement of Credit Assistance for submission to the lender/s

6. Provide recommendations to client and obtain client acceptance

Formal submission

7. Submit finance application to lenders and obtain formal offers/expressions of interest for your review.

8. Obtain formal approval & accept loan agreement

Ongoing support

9. Prepare for settlement of finance

10. Ongoing support and loan management

Finance Arranged by Duo

Loan Purpose
Investment
Repayments
Interest Only
Term
3 Years
Lender
Major
Loan Purpose
Truck Purchase
Term
5 Years
% Balloon
0%
Lender
Major
Loan Purpose
Construction
Hurdle
Interest Capitalised
Loan to Value Ratio
70%
Lender
Non-Bank
Loan Purpose
Investment
Repayments
Interest Only
LVR
80%
Lender
Major
Loan Purpose
Investment
Repayments
Interest Only
LVR
80%
Lender
Major
Loan Purpose
Debt Re-structure and Acquisition
Cash Flow
Unsecured Lending
Franchises
Multi-site
Lender
Non-Major
Loan Purpose
Refinance Home & Buy Investment
Loan to Value Ratio
80%
Equity
Equity Release for Deposit
Lender
Major
Loan Purpose
Debt Re-structuring
Cash Flow
Unsecured Lending
Venues
Multi-site
Lender
Major
Loan Purpose
Family Home
Hurdle
Sell Home Simultaneously
Loan to Value Ratio
80%
Lender
Major
Loan Purpose
Commercial Property Investment
Hurdle
Complex Structure
Loan to Value Ratio
65%
Lender
Major
Loan Purpose
Refinance Home
Key Highlight
Debt Consolidation
Loan to Value Ratio
80%
Lender
Major
Loan Purpose
Debt Re-structuring
Cash Flow
Unsecured Lending
Venues
Multi-site
Lender
Major
Loan Purpose
Investment Property
Hurdle
Borrowing Power
Loan to Value Ratio
75%
Lender
2nd Tier
Loan Purpose
Commercial Property Investment
Loan Term
30 Years
Loan to Value Ratio
55%
Lender
Non-Major
Loan Purpose
First Home
Hurdle
Probation Employment
Loan to Value Ratio
86%
Lender
2nd Tier
Loan Purpose
Business purchase
Cash Flow
Unsecured lending
Franchises
Multi-site operator
Lender
Non-major
Testimonial

Don’t take our word for it. Hear from our clients.

"Thank you for your incredible work in helping us secure the right finance option for our complex commercial lending requirements"
ACKKA Developments Pty Ltd
"Duo Finance's process was very simple. They did all the research and got us the best interest rate deal/bank that suited us."
Carrissa Howman
"What an impeccable experience. They are attentive, patient, prompt and above all willing to go above and beyond to help their clients."
Trung Nguyen

Get in touch for a confidential discussion