Terms and Conditions

1. About Duo Finance

This website, www.duofinance.com.au, is operated by Duo Finance Pty Ltd (ABN 79 640 471 101) (“Duo Finance“, “we“, “us“, or “our“). Duo Finance is a Corporate Credit Representative (Credit Representative Number 523139) of Australian Finance Group Ltd, holder of Australian Credit Licence Number 389087.

By accessing or using this website, you agree to be bound by these Terms & Conditions (“Terms”). If you do not accept these Terms, you must not use or continue to use this website.

2. Use of This Website

2.1 General Information Only

All content and material provided on this website is for general information purposes only. It is not intended to be and should not be relied upon as financial, credit, legal, or taxation advice. The information does not take into account your personal objectives, financial situation, or needs. You should seek independent professional advice before acting on any information provided on this website.

2.2 No Offer or Guarantee

Nothing on this website constitutes an offer or guarantee of finance or credit. All finance applications are subject to assessment and approval by the appropriate lender or licensee. Duo Finance does not guarantee approval or terms.

2.3 Intended Audience


This website is intended for use by individuals and businesses residing in Australia. If you access this site from outside Australia, you do so at your own risk and are responsible for compliance with any applicable local laws.

3. Disclaimer and Limitation of Liability

3.1 No Warranties

Duo Finance makes reasonable efforts to maintain the accuracy of content on this website. However, we provide no warranty, express or implied, that the content is complete, accurate, current or fit for a particular purpose.

3.2 Limitation of Liability

To the extent permitted by law, including under the Australian Consumer Law, we accept no liability for any loss, damage, cost, or expense you may incur in connection with the use of this website. This includes, but is not limited to, direct, indirect, incidental, or consequential losses.

4. Third-Party Links

This website may include links to external websites for your convenience. These sites are not under our control, and we are not responsible for their content, security, or privacy practices. Inclusion of a link does not imply our endorsement or recommendation.

5. Intellectual Property

All website content, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of Duo Finance or its licensors and is protected by Australian intellectual property laws. You may not reproduce, transmit, or exploit any material from this site without our prior written consent, except as permitted by law.

6. Privacy

We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). Please refer to our Privacy Policy for details on how we collect, store, and use your personal information. By using this website, you consent to the collection and handling of your personal information in accordance with our Privacy Policy.

7. Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance your browsing experience and improve our services. You may disable cookies in your browser settings; however, this may limit functionality on some parts of the website.

8. Jurisdiction and Governing Law

These Terms are governed by the laws of Victoria, Australia. You agree to submit to the exclusive jurisdiction of the courts of Victoria with respect to any dispute arising out of or in connection with this website or these Terms.

9. Amendments to Terms

Duo Finance may update or amend these Terms at any time. Any changes will be effective immediately upon publication on this page. Continued use of the website constitutes your acceptance of the updated Terms.

10. Contact Us

If you have any questions or concerns relating to these Terms or our website, please contact us at:
11. Contact & Lead Capture Consent
By submitting your personal information via forms on this website (e.g., enquiry forms, newsletter sign-ups), you acknowledge and agree that:
Duo Finance may collect, store, and use your information to respond to your enquiry or to provide updates regarding our finance and credit services;
We may contact you via email, SMS, or phone with relevant educational, promotional, or service-related communications.
All communications will comply with the Spam Act 2003 (Cth). You may unsubscribe from marketing communications at any time by following the opt-out instructions provided in the message or by contacting us at info@duofinance.com.au.

Your personal information will be handled in accordance with our Privacy Policy and the Privacy Act 1988 (Cth).

Get in touch for a confidential discussion